What types of financing is available for Manufactured homes.

What is a modular home?

Modular homes are factory built homes built to state, local, or regional codes where the home will be located.

Where can I build a modular home?

There are no zoning restriction in regards to a modular home. You can build a modular home in the same areas as a site built home.

What types of financing is available for Modular homes?

Financing options for Modular homes include USDA, VA, FHA, construction, and retail loans. We work with several local banks and credit unions as well as national lenders. We work hard to help find the best loan for you!

What is the standard insulation for a manufactured home?

The standard insulation for a manufactured home is R-22 Fiberglass insulation in the floor, R-19 fiberglass insulation in the walls, and R-31 Blown insulation in the ceiling.

What is the standard insulation for a modular Home

The standard insulation for a modular home is R-21 in the exterior walls and R-38 roof insulation. There is also an R-5 foam board available for the exterior walls that is offered through New Era and Muncy Homes.

What type of down payment is required when financing a Modular or Manufactured home?

No, you can purchase land at the same time you are

What do I need for a credit score to finance a home through a bank?

What are the advantages of Building a modular home compare to a stick built home

1. A modular home is built in a controlled environment. 2. A modular home meets all the of the same codes that a stick built home does. 3. A modular home is generally far less expensive than a stick built home. 4. It is much easier to customize a modular home.